Total and Permanent Disablement (TPD)

What would happen if you could never work again?

Total and Permanent Disablement (TPD) Cover offers protection and financial peace of mind if you become totally and permanently disabled.

A permanent disability is one that will remain with a person throughout his or her lifetime, or he or she will not recover, or that in all possibility, will continue indefinitely

TPD insurance pays a lump sum benefit for total and permanent disability due to illness or injury. It is designed to help meet one-off and ongoing living expenses, as well as covering special expenses like medical and rehabilitation costs and home alterations.

To obtain benefits from TPD insurance, you have to satisfy specific criteria to establish the genuine nature and extent of the disability. These usually include a range of permanently disabling conditions specified in the policy, such as paraplegia, as well as more general criteria that relate to your total and permanent inability to work.

TPD differs from income protection insurance in that the insured person must be permanently disabled for the insurer to pay out, rather than absent from work for an extended period of time.

So if you want the financial peace of mind that comes with having TPD insurance, then contact protectingincome.com for a free quote now.

Phone:  07 3351 4433                           Free Call: 1800 655 648

email: info@protectingincome.com